Attitudes of Chinese High School Students Toward the Value and Use of Credit Cards
by
C.Yu
Abstract
Money plays an important role in young individuals’ lives and is a key driver of social activities, and one important form of money is credit cards. Credit card has many benefits as well as some negative consequences, and credit card users report being both satisfied and dissatisfied with using their credit cards depending on the purpose of their use, suggesting that people have different attitudes toward the value and use of credit cards. In addition, various factors influence their attitudes toward the value and use of credit cards. In this regard, the study examines how high school students from China perceive the value and use of credit cards because China represents a huge credit card market and high school students are important future users of credit cards. The respondents generally had favorable attitudes toward the value and use of credit cards. They emphasized good security against unauthorized use of the credit card as the most important factor in terms of the value of credit cards and the ability to use the credit card anywhere in China and the world as the most important factor in terms of the use of credit cards.
Keywords: Credit Card Value and Use, Bank, Attitudes, High School Students, China